Aaim

Aaim revolutionizes pledged-asset lending by enabling credit unions and community/regional banks to safely contemplate members' outside investment accounts as collateral for loans. Through our secure APIs, Aaim automatically discovers, monitors, and values members' external assets, transforming private holdings, traditional investment accounts, and even highly-illiquid or exotic investments into powerful lending collateral. It’s like private banking for the 99%

Our explainable AI models provide automated valuation, risk assessment, and continuous monitoring across all asset classes, allowing financial institutions to confidently offer lower-rate loans secured by their depositors’ investment portfolios. This unlocks a massive $1.2T annual lending opportunity that’s historically been limited to ultra-high-net-worth clients at major/private banks. We’re providing credit unions and community/regional banks with a powerful tool for depositor retention, growth, and recurring non-deposit revenue.